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Have Unused FSA or HSA Dollars? Here’s Where You Can Spend It Online So It Doesn’t Go to Waste

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With 2022 about to start, it’s time to check off the remaining end-of-year tasks before we finally make our way into the new year. Your top priority? Using up those unused FSA and HSA dollars if they don’t rollover. It’s easy to forget about them, but the last thing you want to do is waste those hard-earned dollars. Not sure where to spend it all? Here’s the scoop on where to shop.

Lo and behold: There’s a literal FSA store online where you can go on a health-related shopping spree. Glasses, period products, baby items — you name it, you can buy it with your FSA and HSA accounts (and without leaving the house!). It turns out that Target and Amazon even have sections online that are eligible, so taking care of yourself and your family has never been easier. Need some new specks? Look to Warby Parker or GlassesUSA. And yes, you can even get an at-home COVID-19 test and cute adhesive bandages too.

Ahead, check out the surprising places you can spend extra FSA and HSA dollars online, so you can stay healthy and not let your money go down the drain.

Our mission at SheKnows is to empower and inspire women, and we only feature products we think you’ll love as much as we do. CVS is a SheKnows sponsor, however, all products in this article were independently selected by our editors. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale. 


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Image: Neutrogena.

PSA: If you have unused FSA or HSA dollars, it’s time to use it or lose it as the year comes to a close. To save the day, CVS has a must-shop FSA event going on from December 12th to December 25th where you can snag a bunch of must-have items from essential health and wellness items to popular beauty products like the cult-favorite Neutrogena Clear Pore Cleanser/Mask. Time to stock up on medicine, skincare, and more!

Neutrogena Clear Pore Cleanser/Mask $7.79 Buy now Sign Up


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Image: GlassesUSA.

There are two ways to shop on using your FSA/HSA money. The first option is with an FSA/HSA debit card. If you have an FSA debit card, complete your purchase as you would with any other credit card. The other option is if you don’t have an FSA/HSA debit card, simply complete your order and they’ll send you an itemized receipt after your purchase.

Muse x Hilary Duff Eva $62.40 Buy now Sign Up


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Image: Everlywell.

Everlywell is essentially the hip, online-only version of Walgreens. You can shop everything from women’s health to sexual health, and even at-home COVID-19 tests.

COVID-19 Test Home Collection Kit $109 Buy now Sign Up


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Image: Thinx.

You should be able to be reimbursed for period products from Thinx with your HSA or FSA accounts — make sure to double-check with your provider first. These innovative period undies (and now sleep shorts) go up to size 3XL and come in a variety of absorbency levels.

Thinx Sleep Shorts $50.00 Buy now Sign Up

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When in doubt, just head to It’s basically an online drugstore, so you can pick up everything from first aid supplies and over-the-counter meds to a COVID-19 test. You can even buy baby monitors and posture-improving devices. $98.99 Buy now Sign Up

Warby Parker

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Image: Warby Parker.

If you’re all about being on trend with your specks, Warby Parker is where it’s at. You can use your FSA and HSA on prescription sunglasses, prescription eyeglasses, contact lenses, and eye exams, which even include contact lens fittings.

Warby Parker $95+ Buy now Sign Up


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Image: Target Target

Our favorite big-box retailer has a generous selection of health-related items to purchase online. You can buy everything from Welly tie-dye adhesive bandages to vitamins and skincare items, so it’s an FSA wonderland.

Welly Assorted Colorwash Tie Dye Pink and Blue Adhesive Bandages $8.59 Buy now Sign Up


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Of course, Amazon is in on the healthcare festivities. Just add your FSA or HSA card into your account, and you’ll be ready to shop for cold and flu essentials, sunscreen
and skincare, pain relief products, and more.

Neutrogena Ultra Sheer Dry-Touch Water Resistant and Non-Greasy Sunscreen Lotion with Broad Spectrum SPF $10.83 on Buy now Sign Up

Before you go, check out all of the cloth face masks available online in the gallery below:

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