You shouldn’t be laying out money on anyone’s behalf during the time that Neptune is strong (Feb. 18-28). If you do then you could find yourself seriously out-of-pocket. Neptune is the planet of illusion, which means that you may be doing business with people who are under the false impression that they are more solvent than is the case. You don’t want to be left holding the bag when they find themselves overdrawn or overtaxed. Make a point to not move on anything until all the money’s securely in the bank and there will be no surprises.