We hear all the time that financial issues are the number one cause of divorce. Debt is the enemy and it can be overpowering. You work all month just to dig yourself deeper into debt, which increases stress and leads to fighting that can destroy your relationship and your happiness. STOP! The enemy is not each other; the enemy is your debt and it is time to declare a war on it together.
Live within your means
Whether you’re worth $5 million or make a modest salary, you need to live within your means. For the average American, there are simple and proven techniques that work. One example is to stop wasting a ton of money each month on food you don’t need. Eat every item in your fridge and pantry before you go shopping and you will save more than you thought possible each month. I feed my family of eight on $100 per week.
Prosper and be fruitful
Whether you’re a small business owner, an entrepreneur or work in corporate America, you need to learn to prosper where you are planted. Blaming your spouse, your parents or your boss will not fix your problems. The debt fairy is not coming. It is time to stop complaining and get to work.
Turn the blackberry off
Work as hard at your home life as you do at the office! Set aside time completely devoted to your wife, husband and kids. Don’t take business calls or even think about business. This not only reminds you how much you love each other but will recharge your batteries so you are itching to go back to work to kick butt.
In a poll recently commissioned by Forbes, we learned that 31 percent of Americans lie to their spouses about money. This is the fastest way to sabotage your relationship. Sit down with each other, figure out where you can trim back and set goals for yourselves. Money should not tear you apart. If you are open and honest with each other, you can overcome these issues together and it will make you stronger.