Some doctors may offer payment plans, while others require payment as the procedure is performed. Before you get started, check the medical and prescription coverage offered by your insurance carrier. Ask questions related to co-payments, authorization for treatments, exclusions, limits on cycles and eligibility for out-of-network coverage. After you've done your homework, get it all in writing.
Block adds that, "Each state has different laws on fertility coverage, so where you live plays a role in what services are covered and if the insurance provider is required by the state to cover anything at all." Contact your insurance provider, your state insurance commissioner's office or your state representative.
One aspect of the infertility experience that doesn't have to be expensive is the support you can find, both online and in your local community. So many couples face fertility challenges – you truly don't have to go through the experience alone. And when you finally see that elusive second pink line on a pregnancy tests, you will have lots of new friends to celebrate with you!
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