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Savvy spender, or oblivious and broke?

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What's hot/ what's not

We're all looking to save a little extra cash this time of year. Fortunately, there are many ways in which you can simplify, get back to basics, and not over-spend. However, taking some money-saving ideas too far can result in a social snafu or tacky public display. We can help you figure out how to navigate the waters of thriftiness without sacrificing your sensibilities.

  What's hot/ what's not

What's HOT: Baking homemade cookies as gifts for your friends and family

What's NOT: Passing off cheap pastries bought in bulk from Costco as your own

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