Reality Check

You will need to face facts on Nov. 6, when the Sun conjoins Saturn in Scorpio. That's when it will become abundantly clear that you are living beyond your means and can no longer transfer credit card balances to keep the wolf from the door. And if it's not credit cards that are the problem, then it's the IRS, your mortgage holder or your insurance provider. Saturn is the planet of lending institutions in Astrology, and it can be relentless if you come up short. You may feel like a deer caught in the headlights, but there is help in the form of credit counseling, financial aid and debt management. Put the word out on Nov. 7 and 8 and relief will be on the way.

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taurus

TAURUS (April 19 - May 19)

This is a good time to check out your market value. Even if you're not really looking to change jobs, it doesn't hurt to circulate your résumé or respond to headhunters' emails when your Ruling Planet Venus is traveling through the zodiac sign of Capricorn. You may discover that you're quite the valuable commodity and that there are several interested parties who would just love to steal you away. Chances are you'll stay put, but that doesn't change the fact that you need to ask for a raise.

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