Reality Check

You will need to face facts on Nov. 6, when the Sun conjoins Saturn in Scorpio. That's when it will become abundantly clear that you are living beyond your means and can no longer transfer credit card balances to keep the wolf from the door. And if it's not credit cards that are the problem, then it's the IRS, your mortgage holder or your insurance provider. Saturn is the planet of lending institutions in Astrology, and it can be relentless if you come up short. You may feel like a deer caught in the headlights, but there is help in the form of credit counseling, financial aid and debt management. Put the word out on Nov. 7 and 8 and relief will be on the way.

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SAGITTARIUS (Nov. 21 - Dec. 20)

It's difficult to rebuild what you had. Working so hard for so little (that is, in comparison to what you used to make) can be dispiriting, but this is what comes of economic downturns. It's also what makes this a good time to count your blessings. You still have a roof over your head and a bed to call your own. Moreover, you are traveling a road that will lead to full economic recovery. It may not happen as quickly as you'd like, but you will get there by next spring.

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