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Obamacare: Supreme Court approves health care overhaul in landmark ruling

Kristen Fischer is a copywriter, author and journalist based in New Jersey. She is a Certified Professional Resume Writer (CPRW) and host on the monthly podcast, Freelance Radio. Learn more about Kristen at www.kristenfischer.com.

Do you have to get health insurance?

Get ready for Obamacare — it’s officially on the way.

President Obama celebrating the passing of the Affordable Healthcare Act in 2010

Patient Protection and Affordable Care Act

In a 5-4 vote, the Supreme Court today decided to uphold a mandate under the Patient Protection and Affordable Care Act that requires Americans to have health insurance. According to the court, the mandate is viable as a tax even though it is prohibited according to the Constitution's commerce clause.

The move gives the go-ahead for federal and state governments -- as well as health care providers -- to proceed with plans for the overhaul.

Chief Justice John Roberts voted in favor of the law along with Justices Sonia Sotomayor, Stephen Breyer, Ruth Bader Ginsburg and Elena Kagan.

Argument for mandate

"If an individual does not maintain health insurance, the only consequence is that he must make an additional payment to the IRS when he pays his taxes," Roberts wrote in his argument. He specified that the mandate was not a requirement to purchase health insurance, but said going without health insurance is now subject to government tax.

"The Federal Government does not have the power to order people to buy health insurance," he wrote. "The federal government does have the power to impose a tax on those without health insurance."

Roberts was careful to add: "We do not consider whether the act embodies sound policies," to his opinion. He says that judgment is for elected leaders to make.

"We ask only whether Congress has the power under the Constitution to enact the challenged provisions," he continued.

Republicans vowing to repeal

Some Republicans in the House of Representatives are still vowing to appeal the law, but in a Democratic-controlled Senate, it could be a tough call.

"Today's ruling underscores the urgency of repealing this harmful law in its entirety," said House Speaker John Boehner.

President Obama is hailing the decision: "It's the right thing to do."

"It's the right thing to do that we've got 3 million young people who are on their parents' health insurance plans that didn't have it before. It's the right thing to do to give seniors discounts on their prescription drugs. It's the right thing to do to give 30 million Americans health insurance that didn't have it before," he said.

Republican presidential hopeful Mitt Romney, who faces Obama at the polls in November, expressed his opposition to the decision, vowing to get rid of it if elected.

"If it [the mandate] is deemed to stand, then I'll tell you one thing. Then we'll have to have a president -- and I'm that one -- that's going to get rid of Obamacare. We're going to stop it on day one."

More on health care

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Photo credit: Official White House Photo by Pete Souza

Sources cited on CNN and Yahoo were used in this story.

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