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Ben Affleck, Jennifer Garner insider explains why they're still not divorced

A celebrity gossip junky, Caroline Goddard has been writing entertainment news for longer than the world has known Kim Kardashian's name. Follow her on Twitter at @GoddardCaroline.

Jennifer Garner and Ben Affleck might have a smart motive for delaying their divorce

Ben Affleck and Jennifer Garner still haven't pulled the trigger on their divorce, despite having split practically eons ago, so what's the deal? One insider explains.

Affleck and Garner announced their separation last June, but neither has filed divorce papers yet, despite serious accusations that he cheated on her with their nanny, Christine Ouzounian. So what's going on?

More: Christine Ouzounian: 6 Things about Ben Affleck's nanny that no one is saying

An insider close to the couple says they are just doing things the way that's right for them.

"They are doing it their own way," a source close to both of them told People. "And that way works for them right now."

And from what another insider said, it sounds like they might be trying to work out any financial settlement and custody issues before filing, to avoid legal complications.

"They're working out the details, but it seems nothing has changed," the source said. "They are moving forward with their plans."

In the meantime, don't look for Garner to be stepping out with a hot rebound anytime soon. It seems she is taking her time in that respect, too, even if her ex is not.

More: Ben Affleck sparks romance rumors with on-set PDA (PHOTOS)

"It's hard to picture her dating before the divorce is finalized," the source said. "She made an effort to start the year fresh, and she is having a good year so far," says the source. "She doesn't find her private life ideal, but she has accepted it."

The former couple seems to be making a valiant attempt at keeping things amicable, at least for the sake of their three kids. "They're not [best] friends, but they share in the joy of their children," an industry source said.

More: Jennifer Garner and Ben Affleck's birthday get-together sounds absolutely miserable

Check out our slideshow here before you go!

Jennifer Garner and Ben Affleck might have a smart motive for delaying their divorce

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