Money, Money, Money, Money....MONEY!! (Sing along...)

8 years ago
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"All I ask is the chance to prove that money can't make me happy." ~ Spike Milligan

MoneyFrog

Everyone I know is having a hard time in the "financial" department.  In fact, I just indulged in my weekly reading of my horoscope and it, once again, said I'll be feeling the strain of my budget....sigh.

I'm still lucky even if I don't have a penny to spare when I've paid the bills and stocked the kitchen.  It's because I was able to pay the bills and stock the kitchen that I'm able to say that!

We live relatively frugally.  The few things we treat ourselves to include satellite TV, high-speed internet and the occasional beef roast.

What we do to be able to keep these "treats" is relatively simple but effective.  If you are looking to cut costs and are serious about it, here's what we do:

  • Cut coupons- Don't say you don't have the time.  15-minutes one per week can save you a lot of money.  If you are paying full-price for everything, you are literally throwing away your money.  You can even print out the coupons you want to use online.  You have no excuses.
  • Stock pile when items you use are on sale at a really good price.  Sometimes the items we use go on sale but I know that a better price might come along in the next month or two.  Wait for the better price.
  • Make from scratch rather than buy convenience food.  Spend one day a month browning down the ground beef, freezing your own pasta sauce, making your own soups, etc.  Fill your freezer and you'll actually be eating better and healthier.
  • Use your crock pot.  It's cheaper than turning on the stove or oven and you can cook cheaper cuts of meat to have them come out like they are top-cut.
  • Get used to having beans instead of beef once in a while.  They are packed with protein, fill you up and are guaranteed to be cheaper than any beef sale.
  • Buy second hand.  Goodwill and even Salvation Army have designer duds!  Did you know that you can get a designer top or jeans for under $5.00??  (Just a thought- buy your underwear brand new.  The alternative is just gross.)
  • If your child wants a new toy, check out a garage sale, flea market or even Craigslist.org.  A bleach bath makes almost anything like brand new.

Hopefully this helps someone.  I know that once-upon-a-time I was looking for the same kind of ideas and tips.  It worked for us.

Happy budget cutting!

Kelly

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