Top Five Sites For Frugal Living Newbies
Use it up. Wear it out. Make it do. Or do without!
Transforming into the frugal living world can quickly go from excitement to overwhelming – very quik. Frugal living, budgeting, saving money, whatever you want to call it. It all means one thing – less is more. The ultimate goal to frugal living is to have more input than output.
Your monthly income is 2,400
You spent 1,800 on expenses
After subtracting expenses you have 600 left to play with
Usually you spend the entire 600 but thanks to your new frugal living habit, your goal is to spend less
Therefore, instead of spending the whole 600 – after recording your savings – you realized that you only spent 345 bucks! Words can’t even explain how ecstatic you are!
If you continue to save hundreds of dollars a month, imagine how much you could make per YEAR. One thing about money, is that it all adds up – regardless if your saving 15 dollars a month or 15 dollars a day. Bottom line is that you have more than you started with. That’s the basic goal of frugal living.
I’ve managed to put together the ultimate list for the frugal living newbies. I offer everything you need to know about saving money on the average lifestyle – unless you’re an excessive/bankrupted spender. I have something for that too!Top Five Sites For Frugal Living Newbies
19 Money Saving Tips for the Newly Frugal – Offers amazing, easily digestible tips on those of you who want to make the transformation into the frugal living world. My favorite tip is to ditch cable! Ironically I wrote a post How To Save Money On Cable – and Still Watch Your Favorite Shows! which ties into Frugality Gal’s post perfectly. She stresses the same thing I do – not having cable nowadays can actually be more beneficial than having cable. Streaming movies and music has become a major part of our culture. Therefore making it VERY easy to view your favorite’s without paying the price.
Takeaway Message – Make a list of all your favorite shows. Set aside 1 1/2 hours to Google your shows availability on streaming networks (Netflix, HuluPLUS, etc) If 80 percent of your favorite shows comes on a streaming notwork – you’ll save A TON of money on cable costs by switching to streaming. View my Save Money On Cable – and Still Watch Your Favorite Shows post to view the actual streaming options, features, and prices.
Frugality Gal: Lose brand loyalty – I cannot stress how important it is to take a break from trying to “Keep Up With The Joneses”. What a lot of people do not understand is the fact that you can look and feel like a million bucks without spending it.
I’m obsessed with Macy’s, Nordstorms, and other popular department stores. Since I’ve devoted myself to budgeting and saving money, instead of completely giving up my guilty pleasure – I’ve learned to compromise. I recommend department retail outlets for my first choice – outlet malls are the true definition of heaven on earth. Outlet malls are inexpensive, ORGANIZED, and did I mention inexpensive?
In regards to name brand food, as Frugality Gal said, go into the store with an open mind when grocery shopping. Especially if your favorite name brand items has the same nutrition facts and ingredients as the store brand product. Basically, if the only difference is the price than you may want to reconsider your grocery list.
Takeaway Message – Don’t go broke trying to look rich. It’s not always about STOPPING a habit. sometimes you just have to CHANGE your habit. Nothing is wrong with wanting the finer things in life – but change the way you’re going about it. If you love Michael Kors for example, stop by the Clarence rack, with a little patience you’ll be shocked at what you can find. Same goes for those of you who love Forever 21 or Charlotte Russe – instead of buying those 20 dollar jeans – look on the Clarence rack for 10 dollar jeans! Watch how much you find – but don’t go crazy!
Couponing for Beginners: 11 Tips That Will Save You Thousands - What an amazing title, right? She has saved an estimated $25,000 through frugal living – freakin’ awesome! Unlike many others, when she started saving she didn’t have the same tv shows, tutorials, and other resources that we have now. Which makes her tips and advice more authentic – take away the printables, YouTube tutorials, and technology advancements – and all of her couponing for beginners tips still stands stronger than ever.
Takeaway Message – I always tell people, if you can master frugal living than you are on your way to becoming rich. Tips on saving money are recycled over the years. What worked 10 years ago WILL work 10 years from now. There’s no expiration date on saving money – or making money.
86 Amazing Meals For $5 or Less - With me being a college student, this title had me HELLO! After recording my monthly expenses I found that 70 percent of my income went towards food – not good! As the author mentioned, home cooked meals isn’t only lighter on your pockets – but lighter on your digestive system as well. That’s a double whammy -kill two birds with one stone! However, not all of the meals listed are healthy. Which doesn’t matter because that’s what modifications are for. All you have to do is substitute the not so healthy food items with your preferred choice.
What I love most -besides all the mouthwatering pictures- is the variety of meals you can choose from. Eggs, rice, mac/cheese, beans, spaghetti squash, seafood, and so much more.
Takeaway Message - All of these recipes will be handy for ANY occasion, rather you’re cooking for yourself, friends, family, or party guests. The best part about all of this is you’re not burning a hole in your pockets. The same money that you spend on unnecessary and impulsive buys, you can now spend on a delicious mouthwatering meal!
25 Tips to Help College Students Save Money – I’m tired of being a broke college student, can someone teach me how to be a rich college student?! Buying textbooks, groceries, rent/utilities, social life, loans, the list goes on. College finances consists of everyone asking you for money that you DO NOT have! Not to mention those lovely loans that you have to pay back – FML. Being a college student plays a MAJOR part in why I chose to convert to the frugal lifestyle. The first bullet point struck a nerve with me – Rent or buy used textbooks
I work at my campus bookstore so I’m VERY familiar with loopholes. I’m going to start by saying – I BUY AND SELL ON AMAZON! What A LOT of college students don’t know – especially freshmen – is that you do NOT have to buy your books from your university bookstore.
- Here’s the secret...I’m going to try to make this as simple as possible Buy your textbook on Amazon – look for the most inexpensive option
- For example : I brought my Statistics book for 75 bucks USED – the NEW version was 132 bucks.
- Within TWO WEEKS after the semester – or during finals week, instead of using Amazon again to sell my books back – which would probably only give me 20 bucks or less – I take it back to my campus
- When you sell a book back to your campus after finals, you can get up to 50 percent back!
- HOWEVER, since you already paid a dirt cheep price for your book (through Amazon) than your campus will most likely give you back MORE than you paid for *it’s all about wholesale and retail*. It’s a sweet come up!
Another tip that spiked my interest was STUDENT DISCOUNTS! A lot of college students do not know how to take advantage of student discounts – nor having knowledge of who offers them.
Takeaway Message – My top tips for students would be : Google some places that gives student discounts, shop at those places, and save money! Learn how to get the most money back for your textbooks, don’t buy music, ringtones, games, etc, and drink water instead of wasting money on juices/soda. You can easily start saving money in college by creating a budget for yourself and follow it. Realize what your impulsive spending habits and make a major change.
It’s not your salary that makes you rich, it’s your spending habits. The best thing about converting to frugal living is watching your bank account accumulate. Similar to losing weight, frugal living may be challenging at first but it soon becomes your lifestyle!
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