I haven't posted in a while -been too busy staring at my 401k statement and figuring out ways to save money on holiday presents while still keeping some joy in this difficult economic season. Back in October I started planting the seed with the kids: it's a bad economy, don't expect a lot of gifts, it won't be like last year and make sure when you make your holiday list you put a lot of thought into it - just list a couple of things that you really want more than anything else.
Oh sure! Well, they started off in earnest, scratching their heads, thinking about their wants and needs (do they really "need" anything???) and came up with about 4 things on their list. Ok, not a bad start. We can manage that down a bit.
So they posted their wish lists on the refrigerator (just in case we forget) and little by little they started to grow. see more
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