Debtor to Mercy

9 years ago

Debt is universally prevalent.  Originating with individual failures in money management, it's a no-brainer to grasp how indebtedness has extended upward to businesses, banks, nations, and the world.  And there seems no end in sight.  Who can 'bail out' the world?

God can and has.

In matters more grievous than monetary, God is the ultimate Redeemer.  We are and ever will be debtors to His mercy and grace.

"..He made you alive together with Him, having forgiven us all our transgressions, having cancelled out the certificate of debt consisting of decrees against us and which was hostile to us; and He has taken it out of the way, having nailed it to the cross!"   Colossians 2:13, 14

 "For you know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, that you through His poverty might become rich."    2 Corinthians 8:9

"But God being rich in mercy, because of His great love with which He loved us, even when we were dead in our sins, made us alive together with Christ (by grace you have been saved) and raised us up with Him, and seated us with Him in the heavenly places, in Christ Jesus, in order that in the ages to come He might show the surpassing riches of His grace in kindness toward us in Christ Jesus."
Ephesians 2:4-7

"To me, the very least of all saints, this grace given, to preach to the Gentiles the unfathomable riches of Christ!"  Eph. 3:8

How can we express such heights of gratitude or depth of love due Him, in light of His vast redemptive plan, His sacrifice, His complete and perfect work which leaves no penny unpaid?  For today, I call upon the talent of hymnist Augustus M. Toplady, who J.I. Packer calls, the "poet of Christian assurance": 

"A debtor to mercy alone,
Of covenant mercy I sing;
Nor fear, with Thy righteousness on,
My person and offering to bring;
The terrors of law, and or God,
with me can have nothing to do;
My Saviour's obedience and blood
Hide all my transgressions from view

The work which His goodness began,
The arm of His strength will complete;
His promise is yes and amen,
And never was forfeited yet;
Things future, nor things that are now,
Not all things below nor above,
Can make Him His purpose forego,
Or sever my soul from His love.

My name from the palms of His hands,
Eternity will not erase
Impressed on His heart it remains
In marks of indelible grace
Yes, I to the end shall endure,
A sure as the earnest is given;
More happy, but nor more secure,
The glorified spirits in heaven."

Augustus Toplady, 1771

A variety of melodies have been applied to these beautiful lyrics, but my favourite version was written and recorded by Bob Kauflin, Sovereign Grace Ministries, and is found on his CD entitled Upward:  The Bob Kauflin Hymns Project.  It can be downloaded from my website:


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