Am I Better Off Now Than Four Years Ago?

5 years ago

Without money

(Photo credit: Toban Black)

Are we better off now than four years ago? That's the million dollar question. I can only speak for my household, but we are in a better situation. Let me walk you through the past four years of my life:

Late 2008 - My husband and I had good paying jobs and were looking to buy our first home. Add to that our engagement and pending nuptials and life couldn't get any better.

2009 - We move into our first home and get married in the fall. Ain't life grand we thought. Newlywed homeowners, the American dream.

2010 - Our dream home had lost over half its value and foreclosures were rampant in our neighborhood. In addition to that, we both lost our jobs. Fortunately, we were able to find work fairly quickly.

2011 - Home values were creeping back up in our area, but nowhere near what we owed. I was able to land another job making even more money. We saved up enough money to take our first vacation since our honeymoon.

2012 - We've been able to save money and pay off/down debt. Home values are still rising and we can sell in the next couple of years. We're not out of the woods yet but we are well on our way.

So how did we survive? Read more...

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