Jean Chatzky is an award-winning journalist, bestselling author, the financial editor for NBC’s Today, and host of Money Matters with Jean Chatzky on RLTV. She is the author of eight books, including her most recent, Money Rules: The Simple Path to Lifelong Security. For more great personal finance tips and information visit www.jeanchatzky.com and follow @JeanChatzky on Twitter.
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The holidays and all those opportunities to spend money are officially upon us. Yes, they come earlier every year. But that longer...